Cash Advance

Cash Advance sounds like a move in Monopoly, but it is really a great way to handle small emergencies and things that pop up between paydays. It is a private small loan that you can get if you have income and a checking account. You can find these loans at payday or cash advance stores in town, or at websites on the internet. The process is very fast, in minutes, and you are on your way with cash, or it is electronically deposited into your account at the bank.

What can you use a cash advance for?
- Car repair
- Medical emergencies
- Covering an insufficient check you may have written
- Trip expenses
- Paying bills
- Pet emergency veterinarian fees
- Down payments
- Sale or bargain purchases
The list goes on for just about any purpose when you do not have enough money on hand.

To get your cash advance, you will need a driver's license or photo ID, a bank checking account and last monthly statement, and a pay stub or other form of proof of income. You fill out a short form, and upon fast approval, you get your cash or deposit. If you use an online website, you may have to fax some paperwork, or not. They will deposit electronically into your checking account.

The fees are comparable to what you would find at a pawn shop, but you do not have to leave property behind except for your check or ACH form. The APR high, up to 456% yearly, but you are only borrowing for two weeks. The charge is about $15 on every $100 you borrow. This is much less than a bounced check fee of $29 or $39 dollars.

Sometimes you just need a cash advance, a little help to get to the next payday. Maybe you missed a day of work or a week, and bills need to be paid, or you need food. It is a good answer when used sparingly. These loans are very popular, as is evident by the number of loan stores and websites available.